Waiver of premium on a life insurance policy is a rider that you can optionally add and which may pay the premiums of a life policy for you during a period of disability. This can help keep your valuable life insurance in place for your family during a time when you are already vulnerable because of…
Long Term Care Insurance – 3 ways to Protect Your Retirement
Long term care insurance A lot of people believe that if they need long-term care, either in a facility, or perhaps in their home, that much of the cost will be paid for by government programs. While there are some programs available, many Canadians have found out that they will have to bear the majority…
Long Term Care Insurance Guide
Long Care Term Insurance is designed to help pay for the care that people may need as they get older, especially after retirement. Many disability policies now have the feature that after a certain age, the disability benefit can be converted to a long term care benefit, determined by the policy. The cost of long…
Investing Insights
I have been reviewing the financial news, speaking to investment manager and economists, and reviewing the performance of the funds I represent to make sure they are delivering the type of performance expected of them. Here is how I see things shaping up, and strategies that need to be used for 2017. Economic Forecast As…