Getting the benefit of the opinion from an independent broker who knows the basics of your situation is invaluable, and you have already paid for it.
Every insurance policy in Canada is by law sold through a licensed agent, and that generates a commission or salary, even if the policy is bought online. So you might as well get the benefit of the advice from an experienced broker as it is being paid for (by the insurance company), and your policy is not going to be cheaper if you go without it.
Insurance brokers represent the major insurance companies in Canada. These include names like – Canada Life, Manulife, BMO, RBC, Foresters, Ivari, Industrial Pacific and many more. We can work together to make sure you get the best policy from the many options and companies available.