Should I get 20 or 30 year life insurance?

Let’s start with the lone disadvantage of the 30 – year term vs the 20 – year : premium level. The premium will be roughly 50% higher on a 30 – year term than on the 20 – year . For a 25- year -old healthy male non-smoker, the premium for a $500,000, 30 – year term policy would be about $450 per year . Oct 19, 2018